Career Tour

February 10th, 2016

Everyone has a story…

…begin the next exciting chapter of yours at Keller Williams Realty.

Keller Williams Realty is a company built and shaped by talented, driven real estate professionals who know the value of having a great career, accomplished colleagues, work-life balance, and a reputation for being the best in the business.

We focus on helping associates realize their fullest potential. You will find opportunities for growth, support for achieving your objectives and a true sense of family and belonging. 

At Keller Williams Realty, your success is our goal…. Make today the day you begin the next fulfilling chapter in your life and career. 

To find out more, visit


February 10th, 2016

The Frietas’

Working with you was easy. You are personable and professional and you don’t assume what your client wants, you actually listen to them and research out viable possibilities. We hope to not need to move anytime soon but if we did we would wish that you could be our Realtor again!

Joe V’

Ed was very dedicated in his commitment to finding me the type of home I was looking for. I had a certain time limit in mind as well, and he was able to find me a great home for a reasonable price in a short amount of time. Ed was very professional to work with and you can tell he takes a lot of pride in what he does. It was a very positive and productive experience working with Ed. I have lived in my home for almost a year now, and I am just as pleased today as I was the day I purchased the home. Thanks, Ed!


Finding a home can be a grueling task but Ed walked us through the entire process step by step.  His expertise, patience and willingness to go the extra mile were invaluable to us.  We love our new home…thanks Ed!

The Wards’

To this day I believe there was a reason why we stopped to look at a house that was for sale when we weren’t even looking to begin with.  Ed was there and we made an instant connection with him.  He continued to keep in touch with us and six months later we decided to sell our house.  He did a great job and was supportive in every way.  He told us everything we needed to do to get our house sold.  Our house sold in under 3 weeks!  Not only that but we found another house and we were able to close on both houses and move out of one and in the other on the same day.  That man can work miracles!!  Our relationship didn’t end there.  Ed continues to keep in contact with us.  He is dedicated to his clients and he’s someone you need when whether you are making a purchase or selling your home.  Ed will not let you down.

Kathleen Jacko’

I was a first time homeowner with so much excitement, anticipation, and fear.  Ed Beisler was amazing to me and my family throughout the whole searching and buying process.  He was extremely knowledgeable and encouraging.  Ed was very positive during my times of worry (my own fears of finding the “perfect home.”).  It was such a pleasure working with him.  I felt confident during our closing when I saw his smiling face across the table.

We have been living in our home for 1 year now and Ed still keeps in touch….that will never end.  I have been so lucky to have Ed as my guide and friend.

Will Berglund and Lisa Favro’

Our experience with Ed could not have been better.  He was extremely knowledgeable about the entire home buying process, and his ability to effectively communicate with us and others was invaluable. Ed worked diligently and effectively, and we truly believe that he was instrumental in helping us find the home of our dreams.

Vanessa and Matt’

We met Ed at an open house before we knew enough to get our own realtor. Even though he did not work for us at that time he was so helpful, offering invaluable advice to us as first time homebuyers without making us feel ignorant or naive. We then worked with him for several months as we painstakingly looked for just the right home. He was incredibly patient and showed us over 30 homes (we are very picky)!  He was great at helping us stick to our budget and stay grounded when we became a little too excited about higher priced homes. We were particularly impressed with his personable nature and his absolute availability – I emailed him once at 11:00 at night and he actually emailed right back! He’s also a great guy to have pizza and a beer with. We would recommend him highly to anyone.

The Randalls’

Ed has been, in my experience, the most helpful agent I have ever had. His hard work and dedication made it possible for me to purchase my new home that I love. When I needed an appraisal done 2 years later, he was there for me then too, no questions asked.
Thanks Ed.

The Crows’

Ed Beisler was a terrific guy to work with. The quality of his work is exceptional and always professional. We had a wonderful experience with the selling of our home and if a Realtor is needed in the future, Ed will be the one we call.

The Galarneaus’

We had a great experience with Ed during a tough market for real estate. He was attentive to our personal needs and always very explanatory of any question small or big we had throughout the entire process.

Jen and Christopher Cole’

Ed was the first Realtor we met when looking for our first house, and we knew right away that he was the right agent for us. We met him at a house he was showing, and after talking to him, he told us that this house was not the one for us. That was one of the qualities that we liked best. He was always open and honest with us. Ed answered our many questions and walked us through every procedure. He also changed his schedule for us on multiple occasions when meetings went longer than anticipated. We felt very comfortable with him keeping track of appointments, and being in constant contact with the other people involved. We ended up having a rough closing day, where the previous owner was not keeping up with the designed schedule. Ed kept his cool, and rearranged the closing meeting twice while reassuring us as first time buyers that we would make it through the day! We did, and now we have a great home thanks to him =)

S. Vanderbilt’

I confess, like most homeowners, I am proud of any home that I’ve owned and I am very particular about a potential home I may consider purchasing. I went to an open house where I met Mr. Beisler who was the gracious host; giving tours and handing out information. I went back to that house two more times and I didn’t buy it. If Ed was disgusted, as I would have been if I was the realtor, he never showed it. Let us continue…later I continued to look at homes and after awhile, I placed my home on the market with Ed. I was looking at houses on-line every evening, calling Ed to see what additional information he might be able to provide and we’d decide if it was something I wanted to see. I don’t know how many homes we looked at together, how many I didn’t buy because I couldn’t make up my mind and how many offers were made on the purchase of my home, but never was there a man who had the patience of a saint with this crazy woman. This is a normally stressful time; buying and selling a home. Ladies & gentlemen, if I tell you that I almost went over the table at my closing, you should believe me. Ask Ed, he was the calming force in a complicated situation. We made it, everything worked out beautifully and I am very happy with my new home (which is my 4th home). Ed is knowledgeable, professional and still a fun person to have in your real estate corner. I’d highly recommend him!

Kelly B

I would recommend Ed to anyone looking for a real estate agent that provides Great Results, Personable, and High Integrity.

Joe Landy

“Ed’s customer service practices are unsurpassed in the Real Estate industry. I am continuously impressed with the manner in which he handles his clients as well as himself. He is a consummate professional whose career has been built on integrity and sincerity. I would not hesitate to recommend Ed’s services to anyone that I knew that was interested in buying or selling a home. Please do not hesitate to contact me with any questions (518) 436-8586.” March 6, 2009


February 10th, 2016
My Services

Edward Beisler, REALTOR
Beisler Realty
Office: (518) 724-5905
Mobile: (518) 522-3432
Fax: (518) 375-3634
Hello and thank you for visiting my website. I know that buying or selling a home is one of the most important things you will ever do, and I want to help make that experience as smooth and successful as possible.

My extensive experience and expertise in the Clifton Park Real Estate , Malta Real Estate, Saratoga Springs Real Estate, Saratoga County Real Estate market will benefit you whether you are looking to buy or sell a home in the area.

Buying a Home? I will help you find the home of your dreams by taking the time to listen and understand your needs and desires. Once I know what you want, I will work tirelessly to find the right home for you, because no one should have to compromise when it comes to such a huge purchase.

Selling your Home? My expertise in the Clifton Park Real Estate, Malta real Estate, Saratoga Springs Real Estate, Saratoga County Real Estate market will help ensure that you get the best price for your property. My finely-tuned marketing program will make sure the right people see your home.

I hope that you find my website to be a great source of information and visit often. Whether you are looking forHomes for SaleMoving Resources, or even Mortgage Information everything you need is right here.

I will always be available for personal service by phone or email, so feel free to contact me with questions any time!


Edward Beisler

Become An Agent

February 10th, 2016

 Real Estate Agent Career Opportunities – New or Licensed Agents (Clifton Park/Latham Area)

Keller Williams Realty Capital District is looking for a select group of real estate agents who are true game-changers. Years of experience aren’t necessary, but a positive attitude, a strong work ethic, and a strong desire to succeed are absolutely essential. This is a team-oriented atmosphere, so you must be a team player. We are committed to helping you build a career worth having, a business worth owning, and a life worth living.

Advantages of a career at KW:
* Work your Own Hours
* Aggressive Commission Splits
* Fun work atmosphere
* Free training and support
* No previous experience necessary
* State of the Art Technology
* Two Lead Generating Agent Websites

We’re looking for people who are:
* Positive and Friendly
* Willing to work hard
* Tech-Savvy

To learn more about Keller Williams Realty Capital District and what we can do to help start or advance your career in Real Estate call, email me today or go to

Edward Beisler
Keller Williams Realty
Direct: (518) 522-3432
E-Fax: (518) 375-3634
Oh, by the way. . . If you know someone who is thinking about starting or advancing a real estate career, I’d love to help them.

*All communication is confidential and respected at all times. Compensation is commission based

New Construction

February 10th, 2016

New Construction in Clifton Park New York, 12065


Clifton Park and Halfmoon New Construction in the Shenendehowa, Burnt Hills/ Ballston Lake, Stillwater and Mechanicville School District

Neighborhood Garage Sale

February 10th, 2016

We have 3 Neighborhoods participating this year, Shirewood Estates, Aspenwood Estates and Countryman Estates, in Our Annual Neighborhood Garage Sale Saturday – September 19th from 9am to 3pm. 50+ families will take part again this year.

Rain or Shine!
Directions: Northway Exit 8 – West on Crescent Road – right on Moe Road – your first left will be Shirewood Estates – you next two rights are Aspenwood Estates – and your third right is Countryman Estates.

Last year we had 50+ families take part in a very successful and profitable day for everyone.


Neighborhood Garage Sale Items

Computer Desk, Freezer, TV, Love Seat, George Forman Grill, Coffee Pot, Toys, Books, 6-Piece Ashley Furniture Dining room set, Wooden Chairs, 36″ Vinyl Screen Door, 6 Ft. Sliding Door with screen, Miscellaneous Household Items, Dresser, ¾ Bed Frame and Springs, Coffee Table, End Tables, Spreader

Community Bulletin Board

No Postings to Share at this Time

Client Services

February 10th, 2016

Client Services

My business ties me strongly to my valued clients and my goal is to continue to extend you a level of service and attention that is not dependent on whether you are prepared to do a transaction. I appreciate the opportunity to serve you and have designed my site to provide you, as a homeowner, valuable resources that can assist you in your goals, hobbies, and living.
Please feel free to bookmark my site to take advantage of the latest market newscommunity informationschool profiles and more. Feel free to contact me with any questions you may have about real estate or the community. And if you know of someone that may be interested in making the exciting decision to buy or sell a home, I would be honored to provide the same level of superior service. I greatly appreciate your support!

Local Town & Government Resources

February 10th, 2016

Town of Clifton Park
1 Town Hall Plaza
Clifton Park, NY 12065
Tel: (518) 371-6651

Town of Halfmoon
2 Halfmoon Town Plaza
Halfmoon, NY 12065
Tel: (518) 371-7410
Fax: (518) 371-0936

Town of Malta
2540 Route 9
Malta, NY 12020
Tel: (518) 899-2552
Fax: (518) 899-4719

Town of Ballston
323 Charlton Rd
Ballston Spa, NY 12020
Tel: (518) 882-8502

City of Saratoga Springs
474 Broadway
Saratoga Springs, NY 12866
Tel: (518) 587-3550

Town of Guilderland

5209 Western Tpk
Guildaerland, NY 12084
Tel: (518) 356-1980

Town of Niskayuna
1 Niskayuna Circle
Niskayuna, NY 12309
Tel: (518) 386-4592

Town of Colonie

534 Loudon Rd
Newtonville, NY 12120
Tel: (518) 783-2700 

New York State STAR Program

February 10th, 2016

STAR – Tax Exemption Form, Questions & Answers

Register for STAR – School Tax Relief Program

All Homeowners MUST register by December 31, 2013 to receive the STARexemption in 2014

The Average STAR saving is over $600.00 a year!!!

New legislation requires all homeowners receiving a Basic STAR exemption to register with the New York State Tax Department in order to receive the exemption in 2014 and subsequent years.


How to Register:

Homeowners can register for the STAR exemption online.

They will need to:

  • Provide a STAR code (New York State is mailing codes to all Basic STAR recipients (Codes can also be retrieved online).
  • Provide the names and social security numbers for all owners of the property and spouses.
  • Confirm the property is the primary residence of one of its owners (married couples with multiple residences may only claim one STAR exemption).
  • Confirm that the combined income of the owners and their spouses who reside at the property does not exceed $500,000.
  • Confirm that no resident owner received a residency-based tax benefit from another state.

Click Here to Register Online


Homeowners can also register by calling (518) 457-2036

Monday – Friday:  8:30 am – 8:00 pm

Saturday:  9:00 am – 1:00 pm


Registration Period

Registration started on August 19, 2013 and will continue through December 31, 2013.


Senior citizens

Senior citizens receiving the Enhanced STAR exemption are not affected by the new registration requirement. Seniors must, however, continue to apply annually, or participate in the Income Verification Program. For more information Call: (518) 457-2036 or visit the NYS Department of Taxation and Finance Website


What is STAR?

STAR is New York State’s School Tax Relief Program that includes a school property tax rebate program and a partial property tax exemption from school taxes. All New Yorkers who own and live in their home – whether it’s a condominium, cooperative apartment, manufactured home, farm dwelling, apartment building or mixed-use property – are eligible for the STAR exemption on their primary residence.


There are two parts to the STAR property tax exemption:

The Basic STAR exemption is available for owner-occupied, primary residences regardless of the owners’ ages or incomes. Basic STAR works by exempting the first $30,000 of the full value of a home from school taxes.

The Enhanced STAR exemption is available for the primary residences of senior citizens (age 65 and older) with yearly household incomes not exceeding the statewide standard. (The definition of “income” for this purpose is provided later in this pamphlet.) For qualifying senior citizens, the Enhanced STAR program works by exempting the first $60,100 of the full value of their home from school property taxes (2010-2011 school year). For property owned by a husband and wife, or by siblings, only one of them must be at least 65 years of age as of December 31 of the year in which the exemption will begin to qualify for the Enhanced exemption. Their combined annual income, however, must not exceed the STAR income standard.


How do I get the Basic STAR exemption?

You must file an application with your local assessor. STAR applications are available from your assessor’s Property owners who are granted the Basic STAR exemption generally will not need to reapply in subsequent years because the Basic STAR exemption is granted regardless of income. However, Basic STAR recipients will need to notify their assessor if their primary residence changes.


How do I get the Enhanced STAR exemption?

You must file an application with your local assessor. Senior citizens applying for the Enhanced STAR exemption must demonstrate that the combined income of all of the owners of the property, and of any owner’s spouse who resides on the premises, is no greater than the income standard for the applicable income tax year. You may do this in one of two ways:

Option 1: Traditional method

Submit a copy of your income tax return(s) for the appropriate income tax year to the assessor with your STAR application by the application deadline each year.

Option 2: STAR Income Verification Program

Supply your Social Security Number(s) and authorize the New York State Department of Taxation and Finance to verify your income eligibility each year. If you choose this option, you do not need to submit an application and copy of your tax return(s) to the assessor every year. To choose this option, in the initial year you must complete form RP-425-IVP and submit it to the assessor along with a traditional STAR application and the necessary income tax return(s) by the application deadline.


Is there a deadline by which I must file the application form?

STAR applications must either be received in the assessor’s office or be postmarked by Taxable Status Date. While Taxable Status Date is March 1 in most municipalities, it varies for some cities and in some counties. When Taxable Status Date falls on a Saturday, Sunday or public holiday, the deadline for filing exemption applications is extended until the next business day.

Generally, the STAR Program is locally administered by city and town assessors. When checking the deadline for filing STAR and other exemption applications, it is important that you check the Taxable Status Date for the assessing unit with which you are filing the application. While the dates online are correct based on the best available information, you are encouraged you to confirm Taxable Status Date for your municipality with your assessor.


What is the definition of income for the Enhanced STAR exemption?

Income is based on the applicants’ second prior year’s income tax return. For instance, on the 2009 assessment roll, income was based on the 2007 income tax return. The combined income of all of the owners and of any owner’s spouse who resides on the premises may not exceed the STAR income standard (maximum) for the applicable income tax year. Income is defined as federal “adjusted gross income” [AGI] as reported on the applicants’ federal or State income tax return, less the “taxable amount” of total distributions from individual retirement accounts or individual retirement annuities both of which are commonly known as “IRAs”. A cost of living adjustment (COLA) is made annually to the STAR income standard; contact your assessor for the current income standard.


Are senior citizens required to prove their age?

Yes, but only with the initial application for STAR benefits. The law requires satisfactory proof of age, such as a birth certificate or baptismal certificate. If those documents are unavailable, a hospital birth record, an affidavit of age from the Social Security Administration, marriage record, passport, military record, immigration documents or other reliable records that prove age are acceptable. Remember, for property owned by a husband and wife, or by siblings, only one of them has to be at least 65 years old as of December 31 of the year in which the exemption will begin.


Can the Enhanced exemption be granted to nursing home residents who own their homes?

Yes, provided that no one other than the co-owner(s) or spouse resides on the premises.


Can a surviving spouse who is not 65 years old continue to receive the Enhanced exemption?

A surviving spouse can retain an existing Enhanced STAR exemption provided that she or he is at least 62 years old as of December 31 of the year in which the exemption will continue. Otherwise, the individual may receive the Basic STAR exemption.


How will I know my STAR application has been approved?

Assessors are required to notify applicants if their STAR application has been denied. If you mail your application to the assessor, it is suggested that you send it by registered mail, return receipt requested. If you hand-deliver it, it is suggested that you request a receipt. In either case, retain a copy of your application for your records. When the tentative assessment roll is made available to the public, it is good practice to check to ensure that you will be receiving the appropriate STAR exemption.


How will I know how much STAR is saving me in tax dollars?

As part of the STAR program, you will receive a school property tax bill or other notice that will clearly state the amount of the STAR exemption and your tax savings.


Why does the amount of my STAR exemption change from one year to the next?

STAR exemptions originally were equivalent to $30,000 for Basic and $50,000 for Enhanced STAR. The program exempted the appropriate amount from the full/market value of a home for school tax purposes. The exempt amounts for some downstate counties were adjusted upwards to account for higher home values and taxes in those areas.

After nearly a decade, the amounts of the exemptions vary due to several factors, including whether the municipality has reassessed its property, the level of assessment of the individual municipality, and other aspects set forth in state law. In addition to changes in the exempt amount, the amount of STAR savings may vary based on the amount of taxes being collected by the given school district.


Does STAR apply to all taxes on my property?

No. The STAR exemption applies only to school district taxes. It does not apply to property taxes for other purposes, such as county, town or city (except in Buffalo, New York City, Rochester, Syracuse and Yonkers, where schools are funded through city property taxes).


Is STAR available on my vacation residence?

STAR will reduce school property taxes on your primary residence only. There is no one single factor that determines whether a property is your primary residence, but factors such as voting, vehicle registrations, and length of time spent each year on the property may be relevant. Your local assessor may ask you to provide proof of residency with the application. In addition, the assessor may occasionally request proof of residence after the exemption has been granted, to verify that the property remains your primary residence.


How does STAR work for cooperative apartments and manufactured homes in manufactured home parks?

Persons living in either of these types of properties first must file a STAR application with their local assessor, just like any STAR applicant. Assessors must provide a breakdown of the exemptions to the cooperative manager or park owner so that proper amounts may be credited to the appropriate parties.


What if I buy a new home?

Your STAR tax exemption is not transferred automatically. You need to apply for the exemption on your new primary residence by the deadline.


What if part of my property is used for other than residential purposes?

In the case of a mixed-use property where the property is used partially as the owner’s primary residence and partially for some other use, the portion of the property used as a residence would be eligible for STAR. It is the responsibility of your local assessor(s) to make this determination.


I currently receive the low-income senior citizen exemption. Can I receive the STAR benefits and still keep my other exemption?

Yes. STAR requires that assessors apply the existing exemption and any other applicable exemption to the property’s assessed value before applying the STAR exemption. This will result in greater tax savings for eligible homeowners. In addition, low-income senior citizen homeowners who receive the existing Senior Citizen exemption automatically qualify for the Enhanced STAR exemption. As a result, they need only to file and qualify for the Senior Citizen exemption, and they will receive both that exemption and the Enhanced STAR exemption. The initial application form RP-467.


How is STAR administered where property is in a trust?

The ownership of property is split when it is placed in trust: the trustee is the legal owner; the beneficiary is the beneficial owner. However, for STAR purposes, the trust beneficiary is treated as the owner. Thus, if senior citizens create a trust and convey their home to their children as trustees, and the seniors remain in the home as the beneficiaries of the trust, then, for STAR purposes, the owners of the home are the seniors, not their children. Therefore, the seniors would be able to get the STAR benefits.


How is STAR administered where property is in a life estate?

The life tenant is deemed to own the property; so STAR eligibility is based on the life tenant’s qualifications. A life estate generally is created by a deed. Often ownership is transferred to another party with life estate use reserved for the prior owner(s) or another party. In other cases, a life estate is expressly granted by one party to another. In either case, in the eyes of the law, as long as the holder of the life estate is alive, he or she “owns” the property.


Application for School Tax (STAR) Exemption: Click Here

The Short Sale Process

February 10th, 2016

The Short Sale Process

Short Sale is a process which allows the borrower to sell their home for less than what is owed on the mortgage loan and allows the seller to avoid having their credit score hit with a foreclosure penalty. Although, there is still a penalty given for short sales, the time to buy a home is shortened with a short sale versus a foreclosure home. A foreclosure can stay on your credit report for up to 10 years while a short sale can range 3 to 5 years.
Banks grant short sales for two main reasons; the seller has a hardship and the seller owes more on the mortgage then the home is worth.
A few examples of a hardship are:
  • Unemployment/Reduced Income
  • Divorce
  • Medical Emergency
  • Job Transfer Out-of-Town
  • Bankruptcy
  • Death
The Short Sale Process for Sellers:
  1. Contact the lender to discuss/request a short sale package for the mortgaged property and determine the lender’s process for completing a short sale, successfully.
  2. The borrower/seller is to send a letter of hardship to the lender. The letter is to include all financial difficulties, in which the lender can research to validate the seller’s financial situation.
Additional documents are to be included with the letter are:
  • Letter of authorization, which allows your agent and attorney to speak with the bank
  • HUD-1 or preliminary net sheet
  • Completed financial statement
  • Last 2 years of tax returns
  • Last 2 years W-2s
  • Last two months bank statements and investment accounts
  • 2 months most recent pay stubs and other financial records
  1. The lender will review the short sale settlement package and consider forgiving the remaining loan balance and all expenses (property taxes, etc.), real estate commissions and other expenses associated when closing.
  2. A BPO will be ordered by the mortgage lender to determine a Broker Priced Opinion (BPO) to examine the prices of the home in the market by looking at comparables.
  3. The lender will assign a processer that will analyze collected information and negotiate offer to be presented to mortgage insurers and investors as needed
  4. The processer will communicate any stipulations or changes, if needed, to the seller/buyer and notify agent and seller of final decision from investor or give status update if there is a delay
Short Sale Buyers
The Short Sale Process for Buyers:
  1. Hire a Realtor to protect your best interests, especially when dealing with short sales.
  2. Search for Short Sale Properties
  3. Get an appraisal and home inspection BEFORE the lender has approved your offer.
Short sales can be quite lengthy and need a good real estate agent, a lender willing to work with you on the loan and a buyer
  • Many short sales fail because the mortgage company is unfamiliar with the local market. Don’t expect a quick answer as they research the comparable home sales.
  • Be ready for anything. A short sale can be finalized with the bank in 5 weeks or take as long as 5 months.
  • Consult an accountant, lawyer and real estate agent with your important decision in deciding on a short sale.
  • The mortgage company does not want to own the property, that’s the last thing they want to do.